Comparison · Checked August 2026
Splitwise vs Tasca: two different jobs people confuse
These two get compared often, but they do different jobs. Splitwise tracks who owes whom. Tasca tracks what a trip is costing you and what is left to spend today. Many people travelling with friends use both.
The short version
Choose Tasca if
- You want to know your own cost per day while the trip is happening
- You want per country and per category breakdowns
- You want unlimited entries with no daily cap
- You want per country cost per day, not just a category pie
Choose Splitwise if
- You need to settle up with other people
- Your group is on mixed platforms or on the web
- You want debts simplified across a group
- You are splitting a house, not tracking a trip
Line by line
A marker shows which app we think takes each row. Where it is genuinely level, neither gets one.
| Feature | Tasca | Splitwise |
|---|---|---|
| Main job | What the trip costs you, day by day | Who owes whom |
| Price | Free to download | Free tier, Pro reported at $4.99/mo or $39.99/yr |
| Entries per day | Unlimited | Free tier reported as limited to 3 a day |
| Ads | None | Shown on the free tier |
| Currency conversion | Included, with dated rates | Reported as a Pro feature |
| Receipt scanning | Included, on device | Reported as a Pro feature |
| Settling debts | Not supported | Core feature |
| Group members | One person | Any number |
| Platforms | iPhone | iPhone, Android and web |
| Daily budget | Daily allowance with carry over | Not a budgeting app |
| Account required | No | Yes |
| Offline | Fully offline | Needs sync for shared balances |
Checked August 2026. Other apps change their pricing and features, so treat this as a starting point and confirm anything that matters to you. Source: Splitwise.
Splitwise does not tell you what your trip cost
A Splitwise group records your share of the expenses that went through the group, which is not the same as what you spent. Coffees you bought alone, taxis you took by yourself and anything nobody split with you are not in there.
So at the end of a trip you know you owe Sam forty dollars, but not whether the trip cost you eleven hundred or nineteen hundred. That is what a personal tracker covers.
And Tasca will not settle your debts
In the other direction, Tasca has no concept of other people. It can split one payment across categories or across days, but it will not track that you covered dinner and Sam covered the hotel.
If you are travelling as a group and money is moving between you, you want something that does that, and Splitwise is the obvious choice.
Running both, without doing everything twice
The workable pattern is simple. Shared costs go into your group app so the settle up stays correct. Everything, shared and personal, goes into Tasca at your own share, so your daily number reflects what you are actually spending.
That is double entry for shared costs, but those are usually a handful of large items rather than the many small ones. Logging your share of six group payments over two weeks takes a few minutes.
- Log your share, not the full bill, when the cost is split
- Use the note field to mark which ones are group items
- Export at the end and reconcile once, if you care to
What free means, as at August 2026
Splitwise's free tier has tightened over the years. Independent reviews in 2026 report a cap of three expenses a day on free accounts, ads between screens, and currency conversion and receipt scanning reserved for Pro at around $4.99 a month or $39.99 a year. Check their own pricing page before you decide, because this changes.
Tasca has no daily cap and no ads. It also has no servers, which is the same reason it cannot offer group sync.
Questions
Can Tasca replace Splitwise?
Not for splitting costs between people. Tasca tracks one person's spending and has no concept of debts between group members. If you need a settle up at the end of a trip, keep using a splitting app.
Why would I use both?
Because they answer different questions. Splitwise tells you what you owe your friends. Tasca tells you what the trip is costing you and what you can spend today. Log shared costs at your own share in Tasca and the two stay consistent.
Is Tasca free without limits?
Unlimited trips and expenses, currency conversion, receipt scanning, stats and exports, with no ads and no daily limits.